Terms and Conditions

Agreement Overview

These Terms and Conditions govern your use of solenarivoxa's website and subscription financial planning services.

By using our website or services, you agree to be bound by these terms and all applicable laws.

Definitions

Key terms used throughout this agreement:

  • "Services": Monthly financial planning consultations, analysis, and ongoing support provided under subscription.
  • "Client": Individual or entity subscribing to and receiving our financial planning services.
  • "Website": The solenarivoxa.com website and all associated pages, content, and functionality.
  • "Subscription": Monthly recurring service arrangement for ongoing financial planning consultations.

Acceptable Use

Your use of our website and services must comply with these guidelines:

Permitted Uses

  • Accessing information about our financial planning services
  • Scheduling and participating in authorised consultations
  • Communicating with our team about legitimate service matters

Prohibited Activities

The following activities are strictly forbidden:

  • Attempting to breach website security or access unauthorised areas
  • Using services for illegal activities or unauthorised commercial purposes
  • Sharing confidential consultation materials with unauthorised third parties
  • Submitting false information or impersonating others
  • Interfering with other users' access to services

Your Responsibilities

As a client, you agree to:

Provide accurate and complete information for consultations

Maintain confidentiality of your account access credentials

Pay subscription fees promptly according to agreed terms

Notify us promptly of any changes affecting your service needs

Intellectual Property

All website content, including text, graphics, logos, and software, is owned by solenarivoxa and protected by copyright laws.

You may not reproduce, distribute, or create derivative works without written permission.

Privacy and Data

Your privacy is important to us. Personal information handling is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about data collection and use. Privacy Policy

Limitation of Liability

Our liability is limited to the fullest extent permitted by Australian law:

We shall not be liable for indirect, consequential, or punitive damages arising from service use.

Indemnification

You agree to indemnify solenarivoxa against claims arising from your breach of these terms or misuse of services.

Dispute Resolution

We are committed to resolving any disputes fairly and efficiently through established procedures.

Dispute Resolution

Disputes will be resolved through good faith negotiation or mediation before pursuing formal legal action.

Australian Commercial Disputes Centre mediation rules apply to dispute resolution proceedings.

Online Dispute Resolution

For international clients, online dispute resolution may be available:

European Commission Online Dispute Resolution platform: ec.europa.eu/consumers/odr/

Service Termination

Either party may terminate the subscription with 30 days written notice to the other party.

Upon termination, access to ongoing services ceases, but completed consultation records are retained per our retention policy.

Governing Law

These terms are governed by Australian law and subject to Australian court jurisdiction.

Severability

If any provision is deemed invalid, the remaining terms continue in full force and effect.

Entire Agreement

These terms, together with our Privacy Policy, constitute the complete agreement between parties.

Terms Modifications

We reserve the right to modify these terms with reasonable notice to affected clients.

Continued use of services after modifications constitutes acceptance of updated terms.

Terms Questions

For questions about these terms, please contact us:

These Terms and Conditions are effective from September 25, 2025.